A term deposit is a secure lump sum investment vehicle that locks in the capital over a set term in return for a higher return than a standard savings account.

Choice and flexibility:

• Invest in the short, medium or long-term (terms range from 30 days to 5 years)
• Select a redeemable or non-redeemable option
• Enhance your return potential through Rate Riser or Market Linked options
• Hold your investment in a Registered Retirement Savings Plan (RRSP) and/or a Tax Free Savings Account (TFSA).

A good fit in most financial plans:

• Redeemable term deposits give you full access to your investment at any time
• Non-redeemable term deposits are locked-in for the term, but they offer a higher interest rate

Variety:

• Redeemable and Non-Redeemable
• Rate Risers
• Market Linked

Ready to purchase? Get started online.

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B.C. Credit Union Deposit Insurance

All deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. Learn more.